Dave Ramsey

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LONDON, ENGLAND - JULY 15: Students throw their caps in the air ahead of their graduation ceremony at the Royal Festival Hall on July 15, 2014 in London, England. Students of the London College of Fashion, Management and Science and Media and Communication attended their graduation ceremony at the Royal Festival Hall today. (Photo by Dan Kitwood/Getty Images)

Kaleb in Florida is calling in because he is in trouble. He is 21, with a 1-year-old with his girlfriend, and is unemployed. Furthermore, he is currently $20,000 in debt, to make matters worse. He is managing to make by with side jobs now, but his monthly expenses are more than he makes with them. Ken asks Kaleb what to do as a career to point him in the right direction. Kaleb replies that he wants to be a PRofessional Stock Trader.

Ken breaks it down to Kaleb like this: You are in a sinking boat with a cup to bail water out. Now you add the girlfriend, the baby, and the debt. It’s just going to keep sinking. Ken also lays out the list of things against him. He needs to focus on them, not on the side stuff he is doing to become a Stock Trader. Kaleb needs to get his head above the water by going out and getting 2-3 jobs if he has to. Once he needs to, he can enroll in courses that help with his dream.

Catch The Dave Ramsey Show weekdays from 1 to 3 pm on Money Talk 1010
Dave Ramsey is America’s trusted voice on money. 23 million get guidance from Dave’s radio show on Money Talk 1010, his podcasts, and videos. He’s a national best-selling author and has changed over 6 million lives with his guided money plan.

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